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International Journal of Current Microbiology and Applied Sciences (IJCMAS)
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National Academy of Agricultural Sciences (NAAS)
NAAS Score: *5.38 (2020)
[Effective from January 1, 2020]
For more details click here

ICV 2018: 95.39
Index Copernicus ICI Journals Master List 2018 - IJCMAS--ICV 2018: 95.39
For more details click here

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PRINT ISSN : 2319-7692
Online ISSN : 2319-7706
Issues : 12 per year
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Editor-in-chief: Dr.M.Prakash
Index Copernicus ICV 2018: 95.39
NAAS RATING 2020: 5.38

Int.J.Curr.Microbiol.App.Sci.2018.7(6): 278-281
DOI: https://doi.org/10.20546/ijcmas.2018.706.032


Factors Affecting Saving and Investment Behavior of the Teachers
Kumari Asmita1, Satya Prakash2 and Kritika3
1College of Home Science, Department of Family Resource management, Dr. R.P.C.A.U., Pusa, Samastipur, Bihar-848125, India
2Department of Extension Education Dr. R.P.C.A.U., Pusa, Samastipur, Bihar-848125, India
3College of Home Science, Department of Home Science Extension and Communication Management, Dr. R.P.C.A.U., Pusa, Samastipur, Bihar-848125, India
*Corresponding author
Abstract:

Saving and investment behaviour is influenced by several factors are Income, Education, Wealth, Employment Status, Stages in life cycle, Pension, Insurance and Banking infrastructure (Achar, 2012). It is supported that the 85 % of the high school teachers and 80% of college teachers were highly influenced by income as saving and high school teachers were influenced as education (77.5%), wealth (47.5%), pension (32.5%), stages in life cycle (30%), banking infrastructure (25%) and employment status (10%) respectively whereas college teachers were influenced as education (77.5%), stages in life cycle (37.5%), wealth and pension (35%), banking infrastructure (27.5%) and employment status (20%) respectively. Tabassum Sultana and Pardhasaradhi (2012) carried out a survey on factors influencing Indian individual equity investors’ decision-making and behaviour. It is supported that the high school respondents (82.5%), decision of investment was influenced by the factor ‘safety’ followed by returns (77.5%), liquidity (35%) and tax saving (22.5%) and none of the respondents were any others. In case of college teachers (75%), decision of investment was influenced by the factor ‘safety’ followed by returns (67.5%), tax saving (60%) and liquidity (52.5%) respectively.


Keywords: Savings, Investments, Factors affecting
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How to cite this article:

Kumari Asmita, Satya Prakash and Kritika. 2018. Factors Affecting Saving and Investment Behavior of the Teachers.Int.J.Curr.Microbiol.App.Sci. 7(6): 278-281. doi: https://doi.org/10.20546/ijcmas.2018.706.032