International Journal of Current Microbiology and Applied Sciences (IJCMAS)
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Original Research Articles                      Volume : 10, Issue:3, March, 2021

PRINT ISSN : 2319-7692
Online ISSN : 2319-7706
Issues : 12 per year
Publisher : Excellent Publishers
Email : /
Editor-in-chief: Dr.M.Prakash
Index Copernicus ICV 2018: 95.39
NAAS RATING 2020: 5.38

Int.J.Curr.Microbiol.App.Sci.2021.10(3): 1577-1580

To Study the Development of Economic of Women Self-Help Group Members in the Bareilly District of Uttar Pradesh by the Role of Microfinance in Agriculture
Akash Baboo1, Jayant Zechariah1, Julius Munna2* and Shiv Sagar Singh3
1Department of Agricultural Economics, Sam Higginbottom of Agriculture Technology and Sciences Allahabad-2110007, U.P., India
2Krishi Vigyan Kendra, Banka, Bihar Agricultural University, Sabour,
 Bhagalpur-813210, India
3Department of Horticulture, Baba Shaeb Bhim Rao Ambedkar University,
Lucknow-226025, U.P., India
*Corresponding author

This study aimed at assessing the socio-economic status, cost and returns of income-generating activities, effects of micro-finance and empowerment of self-help group members (SHG) in Bithri Chainpur Block of Bareilly district of Uttar Pradesh. Primary data was collected from 80 SHG members and 30 non-SHG members with the help of structured schedule for the year 2012. The SHG members possessed assets like agriculture, poultry, piggery through SHG finance, while non-members created assets like agriculture, Farm laborer by loan utilization. The 6SHG members was total annual income higher in compare of non-SHG members. The credit amount borrowed per member of SHG member was Rs.25,000. The savings per member per year in SHG was Rs.5,326 compared to non-SHG Rs. 1,421. The Returns per rupee of cost from agriculture (in 3 SHG group), Poultry and Piggery was Rs 15,000, Rs 20,000, Rs 21,000, 30,000 and 35,000 respectively. In the SHG members about 74 percent of all economically active women are engaged in agriculture, 12 percent farm laborers. The SHG play a major role in empowering women in terms of social, economic and capacity building to encourage more of SHGs. The majority of women (more than 80.00 per cent) agree that there in better awareness and better communication skills due to participation in SHGs. Hence, the participation of NGOs should be encouraged to promote number of SHGs covering the entire women folks.

Keywords: Micro-finance, self-help group, Agriculture, women empowerment

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How to cite this article:

Akash Baboo, Jayant Zechariah, Julius Munna and Shiv Sagar Singh. 2021. To Study the Development of Economic of Women Self-Help Group Members in the Bareilly District of Uttar Pradesh by the Role of Microfinance in Agriculture.Int.J.Curr.Microbiol.App.Sci. 10(3): 1577-1580. doi:
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