International Journal of Current Microbiology and Applied Sciences (IJCMAS)
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Original Research Articles                      Volume : 9, Issue:6, June, 2020

PRINT ISSN : 2319-7692
Online ISSN : 2319-7706
Issues : 12 per year
Publisher : Excellent Publishers
Email : /
Editor-in-chief: Dr.M.Prakash
Index Copernicus ICV 2018: 95.39
NAAS RATING 2020: 5.38

Int.J.Curr.Microbiol.App.Sci.2020.9(6): 852-858

Pattern of Credit Disbursed and Recovery Performance by Primary Agricultural Credit Societies (PACS’s) in Chikamagaluru Districts of Karnataka, India
K. M. Santhosha1*, M. D. Gagana2 and Renuka1
1Department of Agricultural Marketing Co-operation and Business Management, University Agricultural Sciences, Bengaluru560065, Karnataka, India
2Department of Agricultural Economics, Assam Agricultural University, Barbheta, Jorhot, 785013, Assam, India
3Departmentof Agricultural Economics, PJTSAU, Rajendranagar, Hyderabad, 500030, Telangana, India
*Corresponding author

Farm credit is a strategic input and demand for it steadily increased with the advent of modern technology among the various financial institutions; the co-operatives have emerged as a major source of agricultural credit. A three tier system of co-operative credit structure came in to the existence to meet short and medium term credit requirements of the farmers; an enquiry into the performance of PACSs in Chikamagaluru district could reveal interesting facts about the society’s performance. Four PACS’s were selected for the study. The study was based on the both primary and secondary data. Non-Agricultural loan is dominated among the loan amount advanced for different purpose followed by Agricultural loan in the study area. Demand and collection of the societies showed an increasing over the years. The recovery percentage for the selected PACS’s increasing over the year.

Keywords: Short & Medium term loans, Recovery Percentage, Demand and Collection

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How to cite this article:

Santhosha, K. M., M. D. Gagana and Renuka. 2020. Pattern of Credit Disbursed and Recovery Performance by Primary Agricultural Credit Societies (PACS’s) in Chikamagaluru Districts of Karnataka, India.Int.J.Curr.Microbiol.App.Sci. 9(6): 852-858. doi:
Copyright: This is an Open Access article distributed under the terms of the Creative Commons Attribution-NonCommercial-ShareAlike license.