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International Journal of Current Microbiology and Applied Sciences (IJCMAS)
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National Academy of Agricultural Sciences (NAAS)
NAAS Score: *5.38 (2019)
[Effective from January 1, 2019]
For more details click here

ICV 2018: 95.39
Index Copernicus ICI Journals Master List 2017 - IJCMAS--ICV 2018: 95.39
For more details click here

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PRINT ISSN : 2319-7692
Online ISSN : 2319-7706
Issues : 12 per year
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Editor-in-chief: Dr.M.Prakash
Index Copernicus ICV 2017: 100.00
NAAS RATING 2018: 5.38

Int.J.Curr.Microbiol.App.Sci.2018.7(4): 1402-1410
DOI: https://doi.org/10.20546/ijcmas.2018.704.158


Women Empowerment through Self-Help Group Microfinance in Tamil Nadu
L. Tamilazhaki1* and P.K. Awasthi2
1Department of Agricultural economics, PJTSAU, Hyderabad, Telangana, India
2Department of Agricultural Economics and Farm management, JNKVV, Jabalpur, Madhya Pradesh, India
*Corresponding author
Abstract:

The welfare of the women folk has been a major concern for the Indian government. Consequently many measures have been launched to ensure a better status to utilize their untapped potential and to bring them into the spectrum of economic development. Self Help Groups- a viable measure was formulated by the government for achieving the objective of women empowerment. The present study was undertaken to assess the performance and economic impact of Microfinance on the investment, income, savings and employment status of rural women. A sample of 60 respondents from 10 Self-Help Groups of Udumalpet block of Tiruppur district formed the sample size. A number of income generating activities were undertaken by the SHGs. The results show positive changes in indicators of economic empowerment like Expenditure (113 to 350%), annual income (128 to 382%), savings (425 to 892%) of the respondents after joining the Self Help Groups. This has increased their participation in household decisions and strengthened the women empowerment. The four point continuum scoring revealed that the dimensions of Socio-Economic empowerment ranked on the first three positions were access to credit, asset building and mobility. Decision making related to child birth, access to sanitation and literacy were ranked lower. Economic problem was the main reason identified for inefficient functioning of SHGs regardless of their type of economic activities. Briefly, microfinancing through Self Help Groups taps the gesture for the upliftment to a better living and positive role in graduating women empowerment.


Keywords: Microfinance, Self-Help Groups, Empowerment
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How to cite this article:

Tamilazhaki, L. and Awasthi, P.K. 2018. Women Empowerment through Self-Help Group Microfinance in Tamil Nadu.Int.J.Curr.Microbiol.App.Sci. 7(4): 1402-1410. doi: https://doi.org/10.20546/ijcmas.2018.704.158