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International Journal of Current Microbiology and Applied Sciences (IJCMAS)
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National Academy of Agricultural Sciences (NAAS)
NAAS Score: *5.38 (2020)
[Effective from January 1, 2020]
For more details click here

ICV 2018: 95.39
Index Copernicus ICI Journals Master List 2018 - IJCMAS--ICV 2018: 95.39
For more details click here

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PRINT ISSN : 2319-7692
Online ISSN : 2319-7706
Issues : 12 per year
Publisher : Excellent Publishers
Email : editorijcmas@gmail.com / submit@ijcmas.com
Editor-in-chief: Dr.M.Prakash
Index Copernicus ICV 2018: 95.39
NAAS RATING 2020: 5.38

Int.J.Curr.Microbiol.App.Sci.2018.7(1): 2589-2598
DOI: https://doi.org/10.20546/ijcmas.2018.701.311


Regional Inequality in Medium Term Credit Flow by the DCCBs in Maharashtra, India
S.D. Raut*, S.S. Wadkar, J.M. Talathi, J.S. Dhekale and V.A. Thorat
Department of Agricultural Economics, College of Agriculture, Dr. BSKKV.,Dapoli, Dist- Ratnagiri, India
*Corresponding author
Abstract:

The present study entitled “Performance of District Central Cooperative Banks in Maharashtra State” has been undertaken to examine the performance of DCCBs in Maharashtra by way of studying the trends in performance indicators both period wise and region wise. The attempt has been made to examine purpose wise lending activities by DCCBs and share of DCCBs in total credit disbursement for agriculture in Maharashtra. The attempt has been made to examine the magnitude and direction of inequality in the flow of credit and the determinants in the short term credit amongst the regions in the state. The problems faced by the DCCBs in disbursing and recovery of agricultural loans have been studied along with the remedial measures. The study is based on secondary data obtained from 30 DCCBs in Maharashtra for the period of past 15 years from 2000-01-2014-15. The credit gap based upon the scale of finance exercised in different regions and the actual requirement for different crop was studied. The region wise Coefficient of Variance (CV), Theils Entropy Coefficient I (Yi), Gini ratio and Lorenz curve were used for measuring regional inequality in the disbursement of short term and medium term credit in the state. The results showed that there was an inequality in per hectare short term credit flow in all the regions and state as whole during study period.


Keywords: Regional inequality, Coefficient of Variance, Theils Entropy Coefficient, Gini ratio and Lorenz curve
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How to cite this article:

Raut, S.D., S.S. Wadkar, J.M. Talathi, J.S. Dhekale and Thorat, V.A. 2018. Regional Inequality in Medium Term Credit Flow by the DCCBs in Maharashtra, India.Int.J.Curr.Microbiol.App.Sci. 7(1): 2589-2598. doi: https://doi.org/10.20546/ijcmas.2018.701.311