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International Journal of Current Microbiology and Applied Sciences (IJCMAS)
IJCMAS is now DOI (CrossRef) registered Research Journal. The DOIs are assigned to all published IJCMAS Articles.
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National Academy of Agricultural Sciences (NAAS)
NAAS Score: *5.38 (2019)
[Effective from January 1, 2019]
For more details click here

ICV 2018: 95.39
Index Copernicus ICI Journals Master List 2017 - IJCMAS--ICV 2018: 95.39
For more details click here

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Original Research Articles

PRINT ISSN : 2319-7692
Online ISSN : 2319-7706
Issues : 12 per year
Publisher : Excellent Publishers
Email : editorijcmas@gmail.com / submit@ijcmas.com
Editor-in-chief: Dr.M.Prakash
Index Copernicus ICV 2017: 100.00
NAAS RATING 2018: 5.38

Int.J.Curr.Microbiol.App.Sci.2017.6(6): 3081-3089
DOI: https://doi.org/10.20546/ijcmas.2017.606.365


Trend and Growth in Agricultural Credit Portfolio of the Jaipur Central Co-operative Bank: A Case Study
Sarita Meena*, R.C. Kumawat and Vinod Kumar Verma
SKN Agriculture University, Jobner, India
*Corresponding author
Abstract:

The present investigation was undertaken with a view to studying the (i) share of agricultural credit portfolio to the total credit portfolio of The Jaipur Central Co-operative Bank (ii) Growth in its agricultural credit portfolio over time, and (iii) the overdues of agricultural loan advances and factors affecting them. Renwal branch of Phulera tehsil and Bhojpura Kalan Gram Sewa Sahakari Samiti were selected randomly for studying the overdues. All the 77 defaulter farmers belonging to the selected Gram Sewa Sahakari Samiti were considered for studying the overdues. The farmers were categorized into four standard categories namely; marginal, small, semi-medium and medium. Both primary and secondary data were collected and used for the purpose. Primary data were collected for the agricultural year 2009-10 through survey method. the trend was significantly positive at 1 per cent level of significance for agricultural, non- agricultural and total credit. Time element accounted for 92.28 per cent variations in the agricultural credit as against 90.34 per cent in the non- agricultural credit advanced by the bank. Agricultural credit, non-agricultural credit and total credit recorded a significant compound growth of 10.32 per cent, 7.50 per cent and 8.40 per cent per annum respectively during the study period.  All these growth rates were significant at 1 per cent level of significance. Short term agricultural credit recorded a significant compound growth of 10.46 per cent, as against 8.58 per cent per annum by medium term agricultural credit (both significant at 1 per cent level) during 1996-97 to 2009-10.


Keywords: Trend, Growth, Agricultural credit, Jaipur Central Co-operative Bank
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How to cite this article:

Sarita Meena, R.C. Kumawat and Vinod Kumar Verma. 2017. Trend and Growth in Agricultural Credit Portfolio of the Jaipur Central Co-operative Bank: A Case Study.Int.J.Curr.Microbiol.App.Sci. 6(6): 3081-3089. doi: https://doi.org/10.20546/ijcmas.2017.606.365