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International Journal of Current Microbiology and Applied Sciences (IJCMAS)
IJCMAS is now DOI (CrossRef) registered Research Journal. The DOIs are assigned to all published IJCMAS Articles.
Index Copernicus ICI Journals Master List 2019 - IJCMAS--ICV 2019: 96.39 For more details click here
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National Academy of Agricultural Sciences (NAAS)
NAAS Score: *5.38 (2020)
[Effective from January 1, 2020]
For more details click here

ICV 2019: 96.39
Index Copernicus ICI Journals Master List 2019 - IJCMAS--ICV 2019: 96.39
For more details click here

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Original Research Articles

PRINT ISSN : 2319-7692
Online ISSN : 2319-7706
Issues : 12 per year
Publisher : Excellent Publishers
Email : editorijcmas@gmail.com / submit@ijcmas.com
Editor-in-chief: Dr.M.Prakash
Index Copernicus ICV 2018: 95.39
NAAS RATING 2020: 5.38

Int.J.Curr.Microbiol.App.Sci.2020.9(12): 1128-1134
DOI: https://doi.org/10.20546/ijcmas.2020.912.136


Performance of Factors Influencing Agricultural Credit Flow in Odisha
Shruti Mohapatra* and Raj Kishore Mishra
Department of Agricultural Economics, OUAT, Bhubaneswar, Odisha, India
*Corresponding author
Abstract:

The present study was conducted to analyze different factors influencing the institutional credit flow to agriculture along with their contribution in explaining the variation in flow of agricultural credit in Odisha. For the study three sample districts have been taken based on their C:D ratio i.e. Jajpur, Puri and Cuttack. Almost every factors selected have posed significantly positive impact on credit flow of institutional agencies for agriculture and allied activities. Stepwise regression has been followed to check particular factor explaining maximum variance in credit flow and the results revealed that the predictors that influenced flow of agricultural credit significantly has been irrigation and bank deposit in case of Puri district where as bank deposit, irrigation and literacy for Jajpur district and bank branches and bank deposits in case of Cuttack district. Bank deposit has been the common factor explaining maximum variance in agricultural credit flow in Jajpur, Puri and Cuttack because it has been quite obvious as bank’s net credit is dependent on deposit mobilization. Computerization of land records and proper procedure of imparting training to borrowers should be occurred for facilitating institutional lending.


Keywords: Agricultural credit flow, Irrigation and bank deposit
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How to cite this article:

Shruti Mohapatra and Raj Kishore Mishra. 2020. Performance of Factors Influencing Agricultural Credit Flow in Odisha.Int.J.Curr.Microbiol.App.Sci. 9(12): 1128-1134. doi: https://doi.org/10.20546/ijcmas.2020.912.136