National Academy of Agricultural Sciences (NAAS)
 |
PRINT ISSN : 2319-7692 Online ISSN : 2319-7706 Issues : 12 per year Publisher : Excellent Publishers Email : editorijcmas@gmail.com / submit@ijcmas.com Editor-in-chief: Dr.M.Prakash Index Copernicus ICV 2018: 95.39 NAAS RATING 2020: 5.38 |
Cashless economy is an economy where maximum transactions are done without using the physical cash but through digital means like credit cards, debit cards, e-wallets and electronic fund transfer (ECS, NEFT, RTGS, USSD, UPI, Aadhar based payment system etc. The major benefits of cashless economy in India are: reduced tax avoidance and money laundering, reduced costs of printing money etc. The present study was conducted in two districts i.e. Hisar and Bhiwani of Haryana state with objectives to assess the level of knowledge about cashless transaction and to identify the reasons for use of cash by homemakers. Two wards each was randomly selected from both district headquarter. From each selected ward 50 homemakers having their own bank account were selected purposively through snowball technique. 100 working &100 non-working homemakers were selected thus, total 200 homemakers were selected. A pretested interview schedule was used to collect data. The results showed that (95.0%) among working respondents and (78.0%) among non-working respondents used cash because cash is widely acceptable. All the respondents had knowledge about cashless transaction. Forty eight percent working respondents and 62.0% non-working respondents and 55.0% of total respondents were of the opinion that help of someone is required in cashless transaction.
 |
 |
 |
 |
 |
