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International Journal of Current Microbiology and Applied Sciences (IJCMAS)
IJCMAS is now DOI (CrossRef) registered Research Journal. The DOIs are assigned to all published IJCMAS Articles.
Index Copernicus ICI Journals Master List 2016 - IJCMAS--ICV 2016: 92.3 For more details click here
National Academy of Agricultural Sciences (NAAS) : NAAS Score: *5.38 (2017) [Effective from January 1, 2017]For more details click here
Indexed in



National Academy of Agricultural Sciences (NAAS)
NAAS Score: *5.38 (2017)
[Effective from January 1, 2017]
For more details click here

ICV 2016: 92.3
Index Copernicus ICI Journals Master List 2016 - IJCMAS--ICV 2016: 92.3
For more details click here
journals IJCMAS
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Original Research Articles

PRINT ISSN : 2319-7692
Online ISSN : 2319-7706
Issues : 12 per year
Publisher : Excellent Publishers
Email : editorijcmas@gmail.com / submit@ijcmas.com
Editor-in-chief: Dr.M.Prakash
Index Copernicus ICV 2015: 85.95
NAAS RATING 2017: 5.38

Int.J.Curr.Microbiol.App.Sci.2017.6(4): 1052-1059
DOI: https://doi.org/10.20546/ijcmas.2017.604.130


Factors Affecting Non-Repayment of Agricultural Loan: A Case Study of Rajasthan Marudhara Gramin Bank
Ritu Rathore1*, Shubham Mishra2, Pradeep Kumar3
1Division of Dairy Economics, Statistics and Management, NDRI, Karnal, India
2Department of Extension Education, MPUAT, Udaipur, India
3Department of Agricultural Economics, SKNAU, Jobner, India
*Corresponding author
Abstract:

This study investigated the different factors influencing the repayment of agricultural credit in Jobner branch of Rajasthan Marudhara Gramin Bank. For this purpose, purposive sampling was adopted and 50 borrowers were selected from the list of defaulter borrowers from the branch. Through the pre-tested schedules, necessary informations were collected from the defaulters as well as from the bank employees regarding actual causes behind overdues. Finally data were summarized using descriptive statistics. Results of study show that low income generated by the use of loan, high living expenditure, large amount of expenditure on social and other religious activities, higher interest rate and low and unremunerated prices of farm produce etc. caused delay in repayment of agricultural loan.


Keywords: Agricultural credit, Defaulters, Bank, Overdues, Repayment.
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How to cite this article:

Ritu Rathore, Shubham Mishra, Pradeep Kumar. 2017. Factors Affecting Non-Repayment of Agricultural Loan: A Case Study of Rajasthan Marudhara Gramin BankInt.J.Curr.Microbiol.App.Sci. 6(4): 1052-1059. doi: https://doi.org/10.20546/ijcmas.2017.604.130