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National Academy of Agricultural Sciences (NAAS)
NAAS Score: *5.38 (2020)
[Effective from January 1, 2020]
For more details click here
ICV 2022: 95.28
Index Copernicus ICI Journals Master List 2022 - IJCMAS--ICV 2022: 95.28
For more details click here
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Original Research Articles                      Volume : 6, Issue:4, April, 2017
PRINT ISSN : 2319-7692
Online ISSN : 2319-7706
Issues : 12 per year
Publisher : Excellent Publishers
Email : editorijcmas@gmail.com /
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Editor-in-chief: Dr.M.Prakash
Index Copernicus ICV 2018: 95.39
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Int.J.Curr.Microbiol.App.Sci.2017.6(4): 1052-1059
DOI: https://doi.org/10.20546/ijcmas.2017.604.130


Factors Affecting Non-Repayment of Agricultural Loan: A Case Study of Rajasthan Marudhara Gramin Bank
Ritu Rathore1*, Shubham Mishra2, Pradeep Kumar3
1Division of Dairy Economics, Statistics and Management, NDRI, Karnal, India
2Department of Extension Education, MPUAT, Udaipur, India
3Department of Agricultural Economics, SKNAU, Jobner, India
*Corresponding author
Abstract:

This study investigated the different factors influencing the repayment of agricultural credit in Jobner branch of Rajasthan Marudhara Gramin Bank. For this purpose, purposive sampling was adopted and 50 borrowers were selected from the list of defaulter borrowers from the branch. Through the pre-tested schedules, necessary informations were collected from the defaulters as well as from the bank employees regarding actual causes behind overdues. Finally data were summarized using descriptive statistics. Results of study show that low income generated by the use of loan, high living expenditure, large amount of expenditure on social and other religious activities, higher interest rate and low and unremunerated prices of farm produce etc. caused delay in repayment of agricultural loan.


Keywords: Agricultural credit, Defaulters, Bank, Overdues, Repayment.

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How to cite this article:

Ritu Rathore, Shubham Mishra, Pradeep Kumar. 2017. Factors Affecting Non-Repayment of Agricultural Loan: A Case Study of Rajasthan Marudhara Gramin BankInt.J.Curr.Microbiol.App.Sci. 6(4): 1052-1059. doi: https://doi.org/10.20546/ijcmas.2017.604.130
Copyright: This is an Open Access article distributed under the terms of the Creative Commons Attribution-NonCommercial-ShareAlike license.

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