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International Journal of Current Microbiology and Applied Sciences (IJCMAS)
IJCMAS is now DOI (CrossRef) registered Research Journal. The DOIs are assigned to all published IJCMAS Articles.
Index Copernicus ICI Journals Master List 2019 - IJCMAS--ICV 2019: 96.39 For more details click here
National Academy of Agricultural Sciences (NAAS) : NAAS Score: *5.38 (2020) [Effective from January 1, 2020]For more details click here

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National Academy of Agricultural Sciences (NAAS)
NAAS Score: *5.38 (2020)
[Effective from January 1, 2020]
For more details click here

ICV 2019: 96.39
Index Copernicus ICI Journals Master List 2019 - IJCMAS--ICV 2019: 96.39
For more details click here

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Original Research Articles

PRINT ISSN : 2319-7692
Online ISSN : 2319-7706
Issues : 12 per year
Publisher : Excellent Publishers
Email : editorijcmas@gmail.com / submit@ijcmas.com
Editor-in-chief: Dr.M.Prakash
Index Copernicus ICV 2018: 95.39
NAAS RATING 2020: 5.38

Int.J.Curr.Microbiol.App.Sci.2020.9(7): 2057-2065
DOI: https://doi.org/10.20546/ijcmas.2020.907.237


Status of Institutional Credit Disbursement of Agricultural Sector in Odisha, India
Shruti Mohapatra* and Raj Kishore Mishra
Department of Agricultural Economics, OUAT, Bhubaneswar, Odisha, India
*Corresponding author
Abstract:

This paper attempts to analyse the status of agricultural credit disbursement in the state of Odisha. The analysis has revealed that the credit disbursed for the crop loan, term loan and allied loan has been increased over the period of time. The growth rates in crop loan disbursement among the institutional sources showed that co-operative banks registered significantly highest growth of 18.05 per cent followed by commercial banks at 17.27 per cent and regional rural banks at 7.22 per cent and all significant at different per cents of probability level. Commercial banks were the major sources of term credit followed by co-operative banks and RRBs. The percentage of NPA to total outstanding has been recorded highest in case of regional rural banks followed by co-operative banks and commercial banks. Over the period of time it has been seen a gradual decrease in percentage of NPA to total outstanding in every cases of banks. The study has suggested improved modifications and policy measures that government should start for simplification of the procedure for a better access to agricultural credit of smallholders and less-educated/illiterate farmers.


Keywords: Institutional credit disbursement, Agricultural sector, Commercial banks
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How to cite this article:

Shruti Mohapatra and Raj Kishore Mishra. 2020. Status of Institutional Credit Disbursement of Agricultural Sector in Odisha, India.Int.J.Curr.Microbiol.App.Sci. 9(7): 2057-2065. doi: https://doi.org/10.20546/ijcmas.2020.907.237