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International Journal of Current Microbiology and Applied Sciences (IJCMAS)
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National Academy of Agricultural Sciences (NAAS)
NAAS Score: *5.38 (2019)
[Effective from January 1, 2019]
For more details click here

ICV 2018: 95.39
Index Copernicus ICI Journals Master List 2017 - IJCMAS--ICV 2018: 95.39
For more details click here

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PRINT ISSN : 2319-7692
Online ISSN : 2319-7706
Issues : 12 per year
Publisher : Excellent Publishers
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Editor-in-chief: Dr.M.Prakash
Index Copernicus ICV 2018: 95.39
NAAS RATING 2020: 5.38

Int.J.Curr.Microbiol.App.Sci.2020.9(4): 2278-2284
DOI: https://doi.org/10.20546/ijcmas.2020.904.272


Farmers Knowledge about the Agricultural Insurance Scheme in Bhilwara District of Rajasthan, India
C. M. Yadav1*, R. K. Sharma2, K. C. Naagar1, H. L. Bugalia2 and B. G. Chhipa3
1Krshi Vigyan Kendra Bhilwara, Maharana Pratap University of Agriculture & Technology, Udaipur-313001, Rajasthan, India
2College of Agriculture, Bhilwara-311001, Rajasthan, India
3AICRP on Tuber crops, RCA Udaipur. (Raj), India
*Corresponding author
Abstract:

The basic principle of Agricultural Insurance are that the loss incurred by the few farmers is shared by many in an area and losses incurred in bad years are compensated from resources accumulated in good years. The idea is to encourage farmers to adopt improved farming technology and agricultural practices which, though with potential of higher return could be riskier. Keeping an eye on such vital role of Agricultural Insurance the above said study has been planned to test the knowledge of farmers regarding Agriculture and Livestock Insurance Scheme which shall enable to know the abilities of the farming community that can be instrumental in providing feedback into the demand and supply system of the agriculture. The variable “knowledge” in the study has been operationally defined as the understanding or the familiarity gained through experience by the farmers about the Agricultural Insurance Scheme. It has been measured by preparing an appropriate knowledge test including the items related to various aspects of insurance schemes. A total of 204 insured farmers list was collected from both public and private sector insurance companies, being selected as respondents for the study. About 48.00% of the respondents had medium level of knowledge about the livestock insurance scheme. Whereas equal percentage of the respondents (28.00%) had low and (24.00%) high level of knowledge. Majority of the respondents have low level of knowledge (69.23%) about the Weather Insurance Scheme whereas 17.30 per cent of respondents had medium level of knowledge. Only 13.46 per cent of the respondents had high level of knowledge about the weather insurance scheme. There was no relationship between the socio personal characteristics and the knowledge level of the respondents for both the weather and livestock insurance availing farmers. There should be appropriate publicity of insurance schemes so that adequate awareness is raised among the farming community further leading to insurance education of the farmers which shall enable them to decide regarding the various risk managing tools.


Keywords: Agricultural Insurance, Weather Insurance, Knowledge level, Bhilwara, Rajasthan
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How to cite this article:

Yadav, C. M., R. K. Sharma, K. C. Naagar, H. L. Bugalia and Chhipa, B. G. 2020. Farmers Knowledge about the Agricultural Insurance Scheme in Bhilwara District of Rajasthan.Int.J.Curr.Microbiol.App.Sci. 9(4): 2278-2284. doi: https://doi.org/10.20546/ijcmas.2020.904.272